Apni Chhat Apna Ghar Scheme Phase II is Live
The Punjab government has exciting news for families without homes! Chief Minister Maryam Nawaz Sharif has launched Phase II of the Apni Chhat Apna Ghar Scheme Phase II is Live. This initiative provides interest-free loans of Rs 15 lakh to eligible families in Punjab, enabling them to construct their own houses.If you missed registration during Phase I or your application was rejected, now is your chance to apply for Phase II. This scheme is a life-changing opportunity for families who lack the resources to build their homes. In this article, we’ll guide you through the eligibility criteria, required documents, and application process for Phase II.
Eligibility Requirements for Phase II
Chief Minister Maryam Nawaz Sharif emphasized that this scheme aims to benefit deserving families. To ensure transparency, only eligible individuals will receive the Rs 15 lakh loan. Below are the key eligibility criteria:
- Permanent Residency: Applicants must be permanent residents of Punjab.
- House Ownership: Applicants should not already own a house.
- Criminal Record: No involvement in any criminal activity is allowed.
- Marital Status: This scheme is exclusively for married individuals.
- National Identity: Applicants must possess a valid CNIC.
- Loan History: Applicants should not have taken loans from the government or private institutions.
- Land Ownership: Applicants must own five marlas of urban land or ten marlas of rural land with no existing house on it.
Mandatory Documents for Registration
To register successfully, you must upload accurate and legible copies of the following documents:
- Front and back photos of your CNIC.
- Proof of property registered in your name.
Ensure that all documents are original, clear, and comply with the scheme’s requirements.
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Easy Steps to Apply for Phase II
The Punjab government has streamlined the application process through an online portal. Follow these steps to apply:
- Visit the Official Website: Access the portal via an attractive keyword like Apni Chhat Apna Ghar Scheme (https://govtinfohub.pk).
- Create an Account: Use your CNIC, email, phone number, and address to create a new account.
- Log In: Enter your credentials to log into the portal.
- Provide Information: Accurately fill out your personal details and current address.
- Upload Documents: Upload scanned copies of the required documents (file size should be under 1 MB).
- Submit Application: After reviewing your information, submit your application.
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Common Mistakes to Avoid
Many applications are rejected due to errors during registration. Avoid these mistakes to ensure your application is accepted:
- Providing incomplete or incorrect information.
- Uploading unclear or illegible documents.
- Failing to provide original and valid documents.
By avoiding these pitfalls, you increase your chances of securing the loan.
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FAQs
What is Phase II of the Apni Chhat Apna Ghar Scheme?
Phase II is an extension of the scheme that provides interest-free loans of Rs 15 lakh to eligible families in Punjab to construct their homes.
Who qualifies for this scheme?
Applicants must be permanent residents of Punjab, married, possess a valid CNIC, own land without a house, and have no prior loans or criminal records.
What documents are required?
Applicants need to upload front and back photos of their CNIC and proof of land registered in their name.
How do I apply for the scheme?
Applications can be submitted through the official portal by creating an account, providing accurate details, and uploading the required documents.
Can I reapply if my Phase I application was rejected?
Yes, individuals whose applications were rejected in Phase I are encouraged to apply for Phase II.
What is the repayment plan?
The loan is repayable in easy monthly installments of Rs 14,500 over seven years.
When will I receive the loan?
After registration, the government conducts a balloting process. Selected families will receive the first installment of Rs 15 lakh.
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Summary
The Apni Chhat Apna Ghar Scheme is a revolutionary initiative by Chief Minister Punjab Maryam Nawaz Sharif, designed to provide homes for families in need. By offering interest-free loans of Rs 15 lakh, the scheme ensures that families can construct their own houses and repay the loan in easy installments.Eligible applicants must provide their CNIC and property documents to register online. After registration, selected families will receive the loan through a transparent balloting process. Don’t miss this golden opportunity to build your dream home!
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