Register In ACAG Online Or Via Phone
Punjab Chief Minister Maryam Nawaz Sharif has officially launched the Register In ACAG Online Or Via Phone “Apni Chat Apna Ghar” program to provide affordable housing and financing options to Punjab residents earning less than Rs 60,000 per month. This initiative aims to deliver over 100,000 affordable homes across the province, accessible through a streamlined application process on the official portal or by calling the helpline at 0800-09100.
Punjab Apni Chat Apna Ghar Scheme Update
The “Apni Chat Apna Ghar” (Register In ACAG Online Or Via Phone) program is structured around three implementation models to ensure the provision of 100,000 affordable homes throughout Punjab over four and a half years, with an initial focus on Multan, Faisalabad, Sialkot, Sargodha, and Rawalpindi. In the first phase, 5,000 homes will be constructed near Raiwind Road in Lahore. Each plot in this project is estimated to cost Rs 1.5 million; however, the government offers a 60% subsidy, allowing applicants to pay only 40% of the total cost. This amount can be repaid through convenient monthly installments of Rs 26,000 over five years.
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The affordable homes under this scheme are designed with essential amenities, including two bedrooms, a TV lounge, a bathroom, and a well-sized kitchen. The Punjab Information Technology Board (PITB) has created a dedicated online portal for the project, enabling applicants to register and monitor their application progress with ease. This project aims to turn the dream of homeownership into reality for Punjab’s lower- and middle-income residents who currently spend a large portion of their income on rent.
ACAG Online Application Procedure
The Punjab government has simplified the online registration process for the Apni Chat Apna Ghar Scheme. To apply, follow these steps:
- Visit the official ACAG portal at acag.punjab.gov.pk.
- Click the “Register” button at the top left of the page.
- Complete the registration form by providing:
- Full name
- CNIC number (and that of a parent or spouse)
- Gender
- Mobile number and network provider
- City, division, and district
- Set a secure password to complete the registration.
- Attach digital copies of the necessary documents.
- Click “Register” to submit your application.
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How to Apply by Phone at 0800-09100
For individuals without internet access, registration is also possible via phone by calling 0800-09100. Through this number, applicants can register, seek information, and resolve queries, making it easier to join this housing initiative from anywhere in Punjab.
Eligibility Criteria
To qualify for this affordable housing scheme, applicants must meet the following eligibility criteria:
- Must be a head of the family according to NADRA records.
- Must be a permanent resident of Punjab.
- The land area must be 5 marla or less in urban regions or between 5 to 10 marla in rural areas.
- Must be free from any bank or DFI loan obligations.
- Should not have a criminal record.
- Must be registered with the National Socio-Economic Registry (NSER) and have a poverty index below 60.
- Monthly income should be under Rs 60,000.
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Essential Documents Required
Applicants must have the following documents ready for the registration process:
- Copy of CNIC
- Bank statements
- Proof of land ownership
- NSER registration documentation
Benefits of Punjab’s Apni Chat Apna Ghar (ACAG) Program
The “Apni Chat Apna Ghar” initiative offers several benefits to Punjab’s residents by providing affordable housing options and fostering homeownership. This program is designed to help low-income families achieve stable living conditions while contributing to social welfare, economic development, and financial security. Owning a home not only offers families stability but also allows them to build a better future.As Chief Minister Maryam Nawaz stated, “Homeownership is more than just four walls and a roof; it’s a dream of security, dignity, and a bright future.” She emphasized that this program is open to everyone, from teachers to laborers, ensuring that all citizens have an opportunity to own a home, a fundamental right of every individual.
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Conclusion
The “Apni Chat Apna Ghar” scheme, introduced by CM Punjab, offers a valuable opportunity for low-income families in Punjab to own affordable homes with an accessible and straightforward application process. Punjab residents can apply online or by phone to join this transformative initiative and realize their dream of a secure, permanent home at a fair cost.
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Frequently Asked Questions (FAQs)
Q1: Who is eligible for the Apni Chat Apna Ghar program?
A: The program is open to permanent residents of Punjab with a monthly income below Rs 60,000, who are registered with the NSER and meet the property requirements.
Q2: What documents are required for the application?
A: Applicants need a CNIC copy, bank statements, proof of land ownership, and NSER registration documentation.
Q3: Can I apply for the program without internet access?
A: Yes, applications can be submitted by phone through the helpline 0800-09100 for those without internet access.
Q4: How much subsidy is offered under this scheme?
A: The government provides a 60% subsidy on the estimated cost of each plot, allowing applicants to pay the remaining 40% in easy monthly installments.
For additional information, feel free to call the helpline at 042-99213419 or 0800-092100.