Himmat Card Program
The Himmat Card is a government initiative launched by the Punjab Government aimed at providing financial and social assistance to persons with disabilities (PWDs). Each Himmat Card holder receives a quarterly stipend of Rs. 10,500 to help meet essential living costs. In addition to the cash assistance, cardholders are also eligible for various support services, including medical check-ups, subsidized medicines, and free transportation, designed to improve their quality of life and ease the challenges faced by individuals with disabilities.
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Understanding the Himmat Card Program
The Himmat Card initiative is part of a broader social welfare program introduced to empower PWDs and promote social inclusion. Led by Punjab’s Chief Minister Maryam Nawaz Sharif, the program was launched in two phases, with the goal of reaching 65,000 individuals across Punjab. Initially, 40,000 people were registered, and the remainder will be included in the second phase. This initiative reflects Punjab’s commitment to making society more inclusive and supportive for vulnerable communities.
Details of the November to December Payment
The quarterly payments under the Himmat Card program are disbursed through the Bank of Punjab (BOP) and provide beneficiaries with a regular source of financial support. The next payment installment for November to December will be accessible for eligible individuals who have completed the necessary verification and registration steps. This installment is part of the continued effort to support PWDs, with funds designed to help cover medical, household, and personal expenses.
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Checking Your Himmat Card Balance at a BOP ATM
Himmat Card holders can easily check their balance at any Bank of Punjab (BOP) ATM. Here’s how:
- Insert the Himmat Card into the ATM.
- Select the “Balance Inquiry” option from the menu.
- Enter the PIN code provided during card activation.
- The ATM will display the available balance on the screen.
This method allows beneficiaries to monitor their funds regularly and plan their expenses accordingly.
Withdrawing Funds Using Your Himmat Card at BOP ATMs in 2024-25
To withdraw funds using the Himmat Card at BOP ATMs, follow these steps:
- Insert the Himmat Card and select the “Withdraw” option.
- Enter the desired amount (up to the balance available on the card).
- Confirm the transaction and collect the cash.
The Bank of Punjab has worked to ensure that the Himmat Card functions like a regular ATM card, providing accessibility and convenience to all beneficiaries. This ATM-based access allows for secure, direct access to funds without requiring visits to a bank branch, making it especially useful for individuals with mobility limitations.
Registration for Unregistered Persons with Disabilities
For those who are not yet registered for the Himmat Card, there are two primary registration methods:
1. Online Registration via the PWD App
- Step 1: Download and install the PWD App (available on the Play Store).
- Step 2: Create an account with personal and contact details.
- Step 3: Fill out the registration form with required documents, including a CNIC and Disability Certificate.
- Step 4: Book a doctor’s appointment through the app for a medical assessment, which verifies the disability status.
- Once approved, the applicant receives a notification to collect the Himmat Card.
2. Offline Registration at DHQ Hospitals
- Step 1: Visit your nearest District Headquarters (DHQ) Hospital.
- Step 2: Provide necessary documents, including CNIC, disability certificate, and proof of income.
- Step 3: Complete a medical assessment and submit the form to hospital staff.
- Following verification, the applicant is issued a Himmat Card, and they can start receiving benefits soon after.
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Conclusion
The Himmat Card program is a significant step towards providing consistent support and opportunities for persons with disabilities in Punjab. By offering regular financial assistance and additional support services, the initiative helps reduce financial hardships and fosters greater social inclusion. Accessible through Bank of Punjab ATMs and supported by digital registration options, the Himmat Card exemplifies Punjab’s commitment to creating a more equitable society. For those eligible, completing registration ensures access to these essential benefits, marking an important step towards improving quality of life for PWDs across the province.