15 Lakh Loan Approved for 3 Marla Plot
The Punjab Government has approved a significant update to the Apni Chhat Apna Ghar Scheme, offering loans of up to Rs. 1.5 million for owners of three-marla plots. This initiative aims to help residents of Punjab, particularly in urban and rural areas, construct their own homes. Initially, the scheme catered only to owners of five-marla plots in urban areas and ten-marla plots in rural areas. However, recognizing the unique needs of smaller landowners, this provision has now been extended to 15 Lakh Loan Approved for 3 Marla Plot.In Chishtian, a large portion of residents own three-marla plots, making them ineligible under the previous criteria. The revised scheme ensures that these individuals can now avail themselves of loans to build their homes, with 66 houses already approved for construction under this new policy.
Apni Chhat Apna Ghar Scheme:
The Apni Chhat Apna Ghar Scheme is a landmark initiative designed to provide affordable housing solutions for Punjab residents. Here’s what you need to know:
- Loan Amount: Up to Rs. 1.5 million for house construction.
- Monthly Installments: Rs. 14,000, offering flexible repayment options.
- Interest-Free Loan Option: Applicants can also receive an additional Rs. 1 lakh as an interest-free loan.
This scheme is aimed at promoting homeownership through accessible and interest-free financial assistance.
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15 Lakh Loan Scheme:
The inclusion of three-marla plots in Chishtian marks a turning point in the government’s housing policy. The decision, spearheaded by the Punjab Government, allows landowners in the area to construct houses with the help of Rs. 1.5 million loans. This change addresses the housing requirements of a previously underserved community and underscores the government’s commitment to inclusive development. A total of 666 homes are planned for construction under this initiative in Chishtian alone.
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How to Apply for the 15 Lakh Loan Scheme
Residents interested in the scheme can easily register through a simple online process. Here’s how to apply:
Steps for Registration:
- Visit the official website: Apni Chhat Apna Ghar Scheme.
- Click on the “Register” button.
- Fill out the form with all required personal and plot details.
- Submit your application to enter the lottery.
If your application is selected, you will qualify for a Rs. 1.5 million loan, enabling you to start building your dream home.
Conclusion
The expansion of the Apni Chhat Apna Ghar Scheme to include three-marla plots is a transformative step by the Punjab Government. It reflects their dedication to providing affordable housing for all, regardless of plot size. Residents of Chishtian and other eligible areas should seize this opportunity to build a secure future for their families.
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FAQs
- Who is eligible for the Apni Chhat Apna Ghar Scheme?
Residents of Punjab who own plots (three marla, five marla, or ten marla) are eligible. The scheme applies to both urban and rural areas. - Is the loan completely interest-free?
The Rs. 1.5 million loan comes with low monthly installments. Additionally, an optional Rs. 1 lakh loan is offered interest-free. - How long does the registration process take?
Once registered on the official website, applicants will be included in the next lottery round. If selected, the loan approval process follows promptly. - Can I apply if I own more than one plot?
The scheme typically applies to primary residences. Further eligibility criteria can be checked on the official website. - How many houses will be built in Chishtian under this scheme?
A total of 666 houses are planned for construction in Chishtian under the revised criteria.
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