Apna Ghar Program in KPK
The government of Khyber Pakhtunkhwa has launched the Ehsaas Apna Ghar Program in KPK to provide housing solutions for low-income and deserving families. With a funding allocation of 3 billion rupees, this program aims to ease the housing burden on vulnerable groups. Those who wish to acquire a home can receive loans under this program, while individuals with their own plots are eligible for an interest-free loan ranging from Rs.1 lakh to Rs.15 lakh to build a house. If you are a resident of Khyber Pakhtunkhwa and want to take advantage of this opportunity, this article will guide you through the registration process. For further details, you can visit the official government website.
Eligibility Criteria
To apply for the Ehsaas Apna Ghar Program, applicants must meet the following eligibility criteria:
- Permanent Residency: Only permanent residents of Khyber Pakhtunkhwa are eligible.
- National Identity Card (NIC): A valid National Identity Card is required for application.
- No Involvement in Illegal Activities: The applicant must have a clean legal record.
- Household Head: Only the head of the household can apply under this scheme.
- Non-Government Employment: Applicants should not be employed by any government organization.
- No Outstanding Bank Debts: The applicant should not have any debts to banks.
- NSER Survey Qualification: Based on the NSER survey, the family should be in the low-income category and have fewer than 60 members to qualify.
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Required Documents
The following documents are necessary to apply for the Ehsaas Apna Ghar Program:
- National Identity Card (NIC)
- Proof of individual ownership (for those with land)
- Recent electricity or gas bill
- Bank statement for income verification
- Proof of income
- Recent photographs of the applicant’s house
- Family Registration Certificate
Program Timeline
Phase | Start Date | End Date |
Application Start | November 6, 2024 | Ongoing |
Loan Disbursement | December 2024 | Dependent on Eligibility |
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Registration Process for Ehsaas Apna Ghar Program
Follow these steps to register for the Ehsaas Apna Ghar Program:
Step 1: Visit the Registration Center
The applicant must visit their nearest Ehsaas Registration Center or NADRA Office in KPK. For assistance, they can also utilize the Ehsaas Window Center.
Step 2: Document Verification and Eligibility Check
At the registration center, officials will ask for the required documents and assess the applicant’s eligibility based on land ownership and housing affordability.
Step 3: Fill Out the Application Form
After eligibility verification, the applicant will receive an application form. Complete the form with accurate information, attach the required documents, and submit it to the officials.After submission, eligible applicants will be notified of their acceptance into the scheme.
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Frequently Asked Questions (FAQs)
Which families are eligible for the Ehsaas Apna Ghar Program in KPK?
Families with low income who are permanent residents of KPK and do not currently own a house are eligible for this scheme.
What documents are required to apply for the Ehsaas Apna Ghar Program?
Required documents include a National Identity Card, residence proof, income verification documents, and a recent utility bill.
Is there an application fee for the Ehsaas Apna Ghar Program?
No, there is no fee to apply for the Ehsaas Apna Ghar Program. The application process is entirely free of cost.