Benazir Kafalat Program: Start of 2nd Phase of Disbursements

The Benazir Kafalat Program, Pakistan’s largest social security initiative, has started the second phase of its disbursement cycle for the months of November and December 2024. This phase focuses on covering additional districts and ensuring that all eligible beneficiaries receive their payments in a timely and transparent manner.

Benazir Kafalat Program Overview

The program provides quarterly financial assistance of PKR 10,500 to vulnerable women and families. The initiative is expanding to include over 7 lakh new families, raising the total number of beneficiaries to 9.3 million. In January 2024, the quarterly stipend is expected to increase to PKR 13,500, further enhancing financial support to low-income households.

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Procedure for Receiving Payments in the Second Phase

Beneficiaries can follow these steps to ensure they receive their payments:

Check Eligibility: Use the 8171 web portal or send your CNIC via SMS to 8171 to confirm your eligibility.
Receive Notification: Eligible individuals will receive an SMS notifying them of the disbursement.
Visit Designated Locations: Payments can be collected from Bank Alfalah retail partners, HBL branches, or Mobilink franchises.
Carry Your CNIC: Bring your original CNIC and registered phone number for verification.
Count Your Payment: Ensure the amount is correct before leaving. Report discrepancies to the BISP Control Room or helpline 0800-26477 immediately.

The second phase, which started on November 15, 2024, includes 20 additional districts across Pakistan, ensuring wider coverage of underserved regions.

Can the Payments in the Second Phase Be Received Through Bank ATMs?

Yes, beneficiaries can access their payments through Bank ATMs as well as partner retail outlets:

ATM Process: Insert your BISP card, enter the PIN, and withdraw the available funds.
Retail Collection: For those without ATM access, payments can be collected directly from bank agents or retail shops partnered with BISP.

This dual option ensures accessibility for beneficiaries in both urban and rural areas, simplifying the process for those without direct banking facilities.

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Conclusion

The second phase of the Benazir Kafalat Program disbursements is a critical step in addressing poverty and ensuring financial stability for millions of families across Pakistan. Beneficiaries are advised to check their eligibility and collect payments promptly from designated locations to avoid delays. With plans to increase stipends to PKR 13,500 starting in 2024, the program continues to strengthen its impact on vulnerable communities.

For updates, visit the 8171 web portal, or contact your nearest BISP office for assistance.